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In response to my recent article about RMD timing, a handful of people wrote in with comments/questions similar to this one: “Maybe I am missing something, but to the extent that there is significant ...

A reader writes in, asking: “I know you like Vanguard’s target funds, but my 401-k is run by Fidelity. Are their ‘freedom funds’ a good choice? I like the idea of something that I don’t have to manage ...

When I’m looking for information about a mutual fund, Morningstar is typically the first place I look. In addition to the most obvious pieces of information such as the fund’s expense ratio and ...

A reader writes in, asking: “Your page of 8 simple portfolios is great guidance for people who want a simple plan they can institute. I wondered whether that page could offer a list of Fidelity ...

At the lower end of the economic spectrum, there are some priorities that should be taken care of before investing at all. Namely, paying off high-interest debt and building up a bit of an emergency ...

In February of 2026, Morningstar bought CRSP (the Center for Research in Securities Prices), which until that point was owned by the University of Chicago. CRSP was the entity that operated a bunch of ...

A reader writes in, asking: “I’ve seen articles about how to calculate the taxable amount of an RMD when the distribution from the Traditional IRA contains both pre-tax and post-tax dollars. I’ve seen ...

I find myself coming back to the FBI’s cybercrime stats over and over, because they’re just mind-blowing. Over the last decade (2015-2025), annual losses to cybercrime for people age 60+ grew by an ...

Earlier this month, news broke that somebody was selling scans of more than 153 million drivers licenses. It appears that it’s the result of a breach at a company (IDscan.net) that provides ID ...

As I’ve written before, the most common financial planning mistake I see is to spend too much time focusing on asset allocation (or investments more broadly) and tax planning, while leaving one or ...

One of the most common questions I see in my email inbox, on the Bogleheads forum, and on Bogleheads reddit is something along these lines: “I bought Vanguard Total Bond Market Index Fund (or ETF) as ...