In 1889, German Chancellor Otto von Bismarck introduced the world's first state pension system and set the retirement age at 70. Life expectancy in Germany at the time was about 45 years. The math was ...

For most of my life, I've worked as an innovator in the financial services space, with a particular focus on life insurance and annuity products. For 40 years, that was my job and specialty. One of my ...

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One downfall of our retirement saving system is the cost and quality of the plan that you have access to can be significantly dependent on the size of your employer. Small employers have fewer ...

Today’s workforce is more diverse than ever before — spanning a wide array of generations, socioeconomic brackets, educational backgrounds, geographies and job types. Even so, there are ways employers ...

After years of navigating rising prices, higher borrowing costs and growing financial uncertainty, many older Americans are entering retirement with more debt than previous generations carried. And ...

Americans’ ability to build a secure retirement is increasingly in danger. In addition to Social Security’s rapidly approaching fiscal problems and underfunded traditional defined benefit pensions, ...

Increasingly, financial planners and wealth managers are hearing from current and potential clients who are turning to do-it-yourself investment strategies to build and manage their investment ...