Bigger yields are back on the table, and Americans looking for stability are turning to certificates of deposit as one of the ...

If you’ve been eyeing a CD, now may be the time to lock in, as many experts predict that CD rates are likely to dip in ...

Today's highest CD rate is 4.94% for a jumbo 6-month CD. CD rates from online banks are commonly twice as high as the ...

Since the Federal Reserve lowered its policy rate in September, many banks have quietly trimmed their CD APYs or discontinued splashy promo CDs. And with more rate cuts expected this year, APYs might ...

Check out today’s best CD rates, with top yields reaching 4.40% APY. See the CD terms and choose a competitive option that ...

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. That noted, long-term CDs will only be advantageous if savers approach ...

The Federal Reserve has yet to make a move on rates this year. But with market watchers suggesting as many as two cuts by the end of 2025, banks and credit unions have already started reducing their ...

CD shoppers had a great run the past two years, but that window is closing. As of October 2025, the Fed has already trimmed rates and most analysts expect more cuts before year-end and into 2026.

Matt Richardson is the senior managing editor for the Managing Your Money section for CBSNews.com. He writes and edits content about personal finance ranging from savings to investing to insurance. If ...

Robin Hartill is a Florida-based Certified Financial Planner and a longtime financial editor and writer. Her work regularly appears on The Motley Fool, Yahoo! Finance and Nerdwallet. Previously, she ...

For the kitchen-table investor with a little money to spare, now might be an ideal time to consider investing in a certificate of deposit. CD rates are as high as they’ve been in years. The best ...

With the Fed expected to cut rates later this year, now’s the time to lock in a high CD rate. Kelly is a former editor for CNET Money covering banking. She has over 10 years of experience in personal ...